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• Serious Illness Cover
• Unemployment Cover
• Income Protection
• Over 50's Cover

Knowledge Base

  Life Insurance for Diabetics - a complete guide

Securing life insurance as a diabetic can be a difficult and costly process. Many insurers will refuse cover, or will set very high premiums. This guide looks at how various insurance underwriters view diabetes, and the key factors insurance underwriters use to determine your premium.

Using information from insurance underwriters and industry experts, we show you how you can find the best provider and secure the lowest rate possible for your circumstances.

Contents

• About diabetes
  • How common is diabetes?
  • Causes
  • Diagnosis
  • Treatment
  • Managing diabetes
  • Long-term prospects
• Why is life insurance more expensive for a diabetic?
• Insurance ratings and you
• The 7 important factors of your rating
  • Your diabetes type
  • The onset age of the disease
  • Your family history
  • Your HbA1c readings
  • Type of treatment
  • Your height and weight
  • Your general health.
• Tips from the experts
• Glossary